Disclaimer

The web site www.sernetindia.com is owned by private limited company SERNET Financial Services Pvt. Ltd. (hereinafter Company) and through this site the Company offers various financial services and renders assistances to its customers in making investment in mutual funds, insurance and other financial products. It also offers information on loan products of various banks such as home loans, loans against properties and on the Government of India securities such as RBI/savings bonds, capital gains bonds etc. The Company is the sub broker to Motilal Oswal Ltd. (BSE/NSE/F&O) and sells all their products such as demat account, broking account etc.

These sites will contain from time to time articles expressing the views and opinions of the different experts on mutual funds, insurance and other financial products which are solely their personal views and opinions and the same do not reflect in any manner the views and/or opinion of the Company. The data and information on various financial products provided on these sites neither is nor intended to be the solicitation for investments in any kind of financial product and the customers using the data and information so provided on the sites must make informed decision about the investments that they want to make based on their personal needs and objectives and the Company shall not be liable in any manner for any investment decision made by the customer on the basis of such data and information.

SERNET Financial Services Pvt. Ltd. does not in any manner endorse the schemes that may be launched from time to time by the mutual funds and the insurance companies the information of which may be posted on these websites from time to time. The data and information placed on the websites is believed to be reliable. However the Company does not endorse the same to be complete or accurate in every respect.

SERNET Financial Services Pvt. Ltd. reserves all rights in selecting its customers at its sole discretion and the various online services provided by SERNET Financial Services Pvt. Ltd. through its above mentioned two websites will be governed by its terms and conditions which it may change from time to time without notice. The customers will be using the data and information provided on these websites at their own risks and the same should not be considered as investment advice. The information on various financial products is given only to help the customer in making informed decision to suit his personal needs. However before making investment the customer must exercise his own judgement. SERNET Financial Services Pvt. Ltd. does not endorse the other sites to which the links are or may be provided through www.sernetindia.com and/or their contents and/or the owners thereof.

The affiliates, owners, employees of SERNET Financial Services Pvt. Ltd. or the experts whose articles, interviews etc. appear on the site www.sernetindia.com may have direct or indirect interests in the various schemes and/or financial instruments about which the information may be posted from time to time on the said sites.

While all precautions are taken by SERNET Financial Services Pvt. Ltd. for maintaining the speed and accuracy in the online transactions that may be done by the customers through the Company’s site www.sernetindia.com, the Company will not be responsible for any error and/or delay and the resultant loss, if any that may cause to the customer in any online transaction due to network failure or failure of power supply, computer virus attacks, sabotage, fraud, corruption of data, or for any other reason attributable to factors beyond the reasonable control of the Company loss or destruction of the computer systems or data of the Company or its main brokers Motilal Oswal or its payment gateaway service provider for the time being Tech Process Solutions Ltd. or such other entity as may be associated with the Company and the mutual funds from time to time.

The online transactions done by the customers will be secured. However SERNET Financial Services Pvt. Ltd. will not be responsible or liable for any unauthorized use of the online investment facilities of any customer.

At the time of doing an online transaction such as purchase or redemption of units, the units or the money as the case may be will be credited to the customers’ account only if the transaction is completed before 2.00 p.m. While making an online transaction, before getting credited to the accounts of the mutual funds or of the customers, the money of the customers or the mutual funds are required to pass through the bank account of the payment gateway service provider which is currently Tech Process Solutions Ltd. which is the venture of the ICICI Bank. SERNET Financial Services Pvt. Ltd. will not be responsible for any delay in debit or credit of monies or the units of the mutual funds to the accounts of the customers or the loss, if any caused to the customers on account of any delay in such debit or credit of monies or units to the customers’ accounts, loss or damage to the data or the computer systems of the said payment gateway service provider namely Tech Process Solutions Ltd. or failure of network, power supply etc. while the online transaction is being executed.

The Registrars to the various mutual funds such as Cams, Franklin Templeton, Karvy, Deuche or such other registrars who may be associated with the Company and the mutual funds provide the reports, transaction details etc. done by the customers using www.sernetindia.com. The Company is not in any manner liable or responsible for the sufficiency or accuracy of the information provided by the Registrars in respect of the online transactions done by the customers from the above website from time to time.

Other information on its websites such as fact sheets, news, NAVs, stock quotes, graphs etc. is sourced by SERNET Financial Services Pvt. Ltd. from various sources and/or websites. Although the sources from which the Company gathers the information are believed to be reliable and accurate, SERNET Financial Services Pvt. Ltd. does not in any manner endorse the accuracy or sufficiency of the information and it will not be liable / responsible for any inaccuracy or error in the said information.

By accessing, surfing and/or using this website the customers agree and are deemed to have been bound by the foregoing limitations and the disclaimer on part of the owner of the site viz. SERNET Financial Services Pvt. Ltd. The contents of the websites are confidential and meant for the use of the valid and legal customers of the Company. The customers are not entitled to re-publish the contents of the website in or through any print or electronic media without the express written permission from SERNET Financial Services Pvt. Ltd.

SERNET Financial Services Pvt. Ltd. is the Company incorporated in India and is governed by the laws of the Republic of India.